Credit card shopping pages are EXPENSIVE for the merchant. Also, the merchant is charged access fees, third party
billing fees, account fees, transmittal fees, international processing fees. If the system is hacked, and your
credit card information is stolen, the merchant can face fines to $25,000 per incident. Someone has to pay for all the
security that protects those shopping carts. It comes back to the consumer.
Have you heard the saying "There's no such thing as a free lunch?" This is especially true when using credit cards.
Those "free flyer miles" and "frequent flyer miles" where you think you are getting on the plane and heading to a vacation
spot for free? Well, you did pay for all those miles after all: your credit card merchant has to cover all the
banking fees and they do it by passing the fees on to YOU in higher priced products.
Do you like building up "points" for "FREE" gifts from the bank? Guess again: you are paying for the "points"
toward the luggage or coffee pot or brief case. Nothing in life is free when it comes to using credit cards.
Niman's Way Dist., LLC works hard to keep all our costs low and thereby keeping the costs of products as low as we can
to our customers. We do accept major credit cards. We will accept cashier's checks and personal checks with a
hold on new accounts until the check clears our bank.
We keep all credit card information secure according to industry standards and we are validated each year. None
of our customers information is shared with anyone or any other business. We do not sell our accounts. We keep
our customers because they trust us to give them our best. Keeping customers informed is part of that trust.
